Credit card withdrawals to avoid risk control, you must know these!

Credit cards are believed to be in everyone's hands, but we find that our credit cards are always not up to the amount or that the amount is very slow. This is mainly because our usual method of using the bank's lifting standards is not the same.

Now everyone can use credit cards to brush all pos machines. Sometimes, when I go to a physical store, I can't think of using credit cards. In fact, if we want to increase the amount of credit cards, we should first understand the risk management of the banking system, and then we should be interested. To avoid these risk points, it is a natural matter to raise the amount.

Bank risk control has the following aspects

1. The amount of credit card does not match the merchant (convenience store single consumption 5000, gas station single consumption 6000) unreasonable consumption

2, swiping the area (swapping the two cities on the same day, you can't complete the offline consumption)

3, did not turn off WIFI, positioning when swiping (mobile phone positioning is very accurate, WIFI also has an IP address, you are in Beijing, credit card merchants Shijiazhuang will also be risk-controlled)

4, jumping public welfare industry: hospitals, schools, etc. (the state stipulates that the public welfare industry 0 fee, the bank is also relying on credit card fees to profit, you do not let the bank make money, the card derating is sooner or later)

5, the minimum repayment, the bank will think that you have strong spending power, poor repayment ability, it is difficult to ask for the amount

6, overdue, this is the most serious

In fact, all banks like everyone to spend a small amount of more merchants, so that you can truly reflect your own spending power, so although everyone uses pos machine, but we can use multi-brand third-party machine, physical bank POS machine, online network payment Wait for the way to achieve the goal of raising your own card.

Use hand brush POS card to pay attention to matters

1, pay attention to the time and place of credit card

It is best to choose between 9:00 am and 8:00 pm, and all the merchants are in the business status. It is a reasonable period of consumption. During this period, it is relatively easy for us to compare. Rest assured, as long as you are not eyeing, the bank will not judge that you are suspected of cashing. In addition, the merchant account in the hand-brushing POS machine can best fall in the city or the province, do not spend cross-regional consumption in a short period of time, otherwise the bank does not control who you control?

2, the amount and number of credit card

Regardless of whether you are raising a card or a stream of TX, in addition to paying attention to the time and place of consumption, you should also pay attention to the amount of a single card, such as the amount of 5W, it is best to brush a few times. The number of times of card swiping is preferably separated by 6 hours. Even if you are using a commercial machine in this city, it is best to have two or three hours. Too frequent and abnormal credit card will also enter the bank's blacklist.

3, do not use the QR code after brushing

After the people who have swiped the card on the machine, please do not use the QR code of Alipay, WeChat and other channels to brush the credit amount for a short time. Perhaps most people like to use the QR code to consume, feel convenient and sometimes the rate is lower than the hand brush. But do you know that the bank's risk control for third-party payments such as Alipay is particularly strict, and it is very easy to be controlled by the bank after brushing the machine and spending Alipay.

When credit card transactions are subject to risk control, you need to call the bank to unfreeze. The customer service generally asks if it is the consumption of the operation of the person. At this time, just confirm it. It is recommended that you brush up the people to develop the habit of playing cards, always pay attention to the security of the card. Remember not to just spend the money and pay for it, which is very likely to cause merchants and cardholders to be controlled by the bank.

Brushing a credit card by hand is like driving a red light. Not every time, you can escape without a problem. If you raise a card, you must have a regular machine, stable, and assured. You will have no worries! If you want to raise a few hundred thousand dollars, you should find a regular hand brush.