"Union Union staff" to give you a pos machine? Don't believe it!
Many friends said that they had received calls from self-proclaimed "UnionPay staff", and many merchants occasionally encountered "UnionPay personnel" to visit and said that they could provide pos machine services. Some friends who come to consult the POS machine will say: "I have to do UnionPay's POS machine, otherwise it is not safe."
Every time I see these words, I have to take a cold sweat. Many people have not figured out the nature of UnionPay. Today, I will talk about the organization of UnionPay. Can UnionPay staff provide pos machine services?
What is UnionPay?
Everyone can take out a bank card with a red, green and blue logo. This is the UnionPay logo.
If you don't have UnionPay, for example, if you have a bank card from CCB, you must withdraw money from the counter or ATM of CCB. However, with UnionPay, it is much more convenient. You can withdraw money from ATMs at China Merchants Bank at your doorstep, or Operating in the Bank of China downstairs.
In other words, the original dozens of banks have ATM machines, we can only enjoy one ATM machine corresponding to their respective issuing banks, but with UnionPay, it is equivalent to forming a network of resource sharing, UnionPay becomes a bank and bank. The link between the bank, the merchant, and the bank and the user.
In addition, friends who have traveled abroad must know that many foreign merchants have signed the "support for UnionPay card payment" logo. As long as you see this logo, you can safely use your UnionPay card.
China UnionPay is a joint organization of China Bank Card approved by the People's Bank of China with the approval of the State Council. All commercial banks use China UnionPay's bank card interbank transaction clearing system to achieve inter-system interconnection and resource sharing, and ensure bank cards across and across regions. And cross-border use.
UnionPay's services range from managing and operating the UnionPay logo, providing advanced electronic payment technology and specialized services related to bank card inter-bank information exchange, as well as formulating bank card interbank transaction business specifications and technical standards, coordinating and arbitrating interbank transactions. Business disputes, such as the use of bank cards when inter-banking, the issue of fee processing for issuers and acquirers.
Seeing this, you should understand that UnionPay is not the institution that handles the POS machine. In the course of the POS transaction, it is responsible for the settlement function, and charges the bank and the payment company during the transaction process. Fee), UnionPay itself does not provide POS machines for business.
Therefore, anyone who claims to be a UnionPay staff member to handle the pos machine is definitely a liar. Everyone must be more guarded.
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