How to avoid bank cards being modified by POS machines?

How to avoid bank cards being modified by POS machines?

Case 1: Brush pos machine to send rice oil, bank card was stolen

"Brush a POS machine, spend 49.99 yuan, you can get a bag of rice and a bucket of soybean oil!" Faced with such promotional propaganda, some citizens believe that they have swifted their cards to receive gifts. The parents of Ms. Zeng, a resident of Shenyang, believed that they had used a bank card to brush a POS machine and get a receipt. The above shows “49.99 yuan for card spending” and the two received rice and soybean oil. However, a well-prepared scam is quietly approaching them: cell phone text messages sounded, showing that their bank cards were stolen in different places. The police have already controlled the relevant personnel involved.

Case 2: The bank card does not leave but suffers from stolen brush

Mr. Ying, from Taizhou, Zhejiang, received a text message, and his bank card was suddenly brushed nearly 300,000 yuan! Mr. Ying said: "A total of five consumer text messages were received, the first one was 49,800 yuan, the second one was more than 9,800 yuan, and the later three were all more than 40,000." The consumer's SMS sent by the bank showed that Mr. Ying's bank card was in a supermarket. In total, it spent more than 290,000 yuan in five times in less than five minutes. After the exception was issued, Mr. Ying immediately went to the bank for a freeze and then reported the case to the Public Security Bureau. After investigation by the police, Wang, a dealer of the POS machine, was suspected of committing a major crime.

Wang confessed that he purchased a POS machine from a network technology company by forging industrial and commercial documents, and technically modified these POS machines. The modified POS machine not only has the function of stealing all the information of the bank card, but also can This information is sent synchronously to the mobile device. After the modification, the POS machine was used as a bait by reducing the handling fee, and sold it to restaurants, foot bath shops, hotels and other businesses to steal bank card information in the country.

1. The POS machines that have been modified are basically sold to small merchants, such as small restaurants and small stores, so in such places, you should use cash as much as possible. If you swipe your card, be sure to use a PIN pad and a swipe bayonet POS.

2. Since these POS machines are all applied for by forged documents, the merchant information displayed on the credit card records is definitely inconsistent with the actual consumption situation. Therefore, after the card is swiped, the consumer must check the name of the merchant on the POS list. If the discrepancies are found, Be vigilant, you must check with the business to protect your bank card information.

3, in daily life encountered the use of handheld POS machines for card-return cash gift activities, should be vigilant, do not easily swipe transactions on the POS machine of unknown origin. If you find that your bank card has been stolen, you should call the police at the first time and contact the bank or a third-party payment platform to freeze the funds in time to minimize the loss.