What should I do if my credit card withdrawal is always failing?

However, the fact is that many people have low credit card quotas due to their academic qualifications, income, asset certificates, etc. At the same time, many people think that it is difficult to raise the amount. What kind of people are generally rejected by credit card withdrawals? Recruiting banks to see?

First, do not use credit cards often

When the amount displayed on the monthly bill is less than half of the amount, it is difficult to raise the amount, and the bank will regard the amount of approval as sufficient for the user to use.

Second, the credit card use less than half a year

Under normal circumstances, the card can only be used for half a year before the card is opened. Unless you play well, the bank will take the initiative to raise the amount. The bank will judge whether to raise the amount according to the card usage of your last six months.

Third, in the consumption of credit card, the proportion of online payment is larger

When the monthly bill comes out, the proportion of online payment is large, which will affect the amount of the increase. Because when choosing the network payment channel, the bank has no money to make, the bank has not made any money, it will give you the amount, don't make trouble!

Fourth, the repayment is not timely, there is overdue

Credit has always been the focus of emphasis. When applying for the amount, the cardholder’s credit history must be good. When the repayment is not timely and the overdue period occurs, then the good credit will be turned into nothing. The application for the amount will be rejected and the reputation will be re-accumulated. .

V. Suspected of credit card cashing

The monthly bill comes out and is displayed on a fixed date. If the POS machine is swiped, it will be suspected of cashing out. Once it is considered to be cashed, it will be difficult to apply for a surrender.

The above is a question that Xiaobian introduced to you about "What should I do if my credit card withdrawal is always failing?"